High Loan-To-Value Mortgage Lending: Problem or Cure?

By Charles W. Calomiris and Joseph R. Mason

An essential, clear-eyed examination of the high-loan-to-value mortgage market, where authors Charles Calomiris and Joseph Mason cut through the political rhetoric to weigh the real functions, practices, and policies of HLTV lending, homeownership, and federal regulation--challenging readers to rethink whether restricting consumer finance and housing-market access truly serves the public interest.

The authors weigh the functions of this industry, its practices and policies, and the changing nature of the consumer finance marketplace to determine whether limiting such lending would serve the public interest.

• Format: Paperback
• Language: English
• ISBN: 0844771252
• ISBN13: 9780844771250
• Release Date: January 1999
• Publisher: AEI Press
• Length: 75 Pages
• Weight: 0.20 lbs.
• Dimensions: 0.3" x 5.4" x 8.3"