This textbook included an introduction to health care financing, employment-related medical expense coverage and provided a thorough analysis of the alternatives available for senior clients to finance medical and long-term care. Topics include consumer-directed health insurance plans for older clients, underwriting medical expense insurance and insuring the unhealthy, interim, supplemental, and ancillary medical expense insurance, medicare, medicare supplements, medicaid and veterans' benefits, the need for financing long-term care, caregivers and settings for long-term care, personal resources to meet long-term care needs, development of long-term care insurance, characteristics of individual long-term care insurance and the underwriting of long-term care insurance.
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