Overcoming Debt, Achieving Financial Freedom: 8 Pillars to Build Wealth

By Cindy Zuniga-Sanchez

Book Overview

The Author shares challenges and direct and indirect money lessons that she learned being the daughter of immigrants living in a low-income community in the Bronx. She shares how she went from lacking financial literacy to being a debt-free business owner with a multiple six-figure net worth. The reader will learn the importance of having their own "why" in their journey to financial freedom (why meaning their own personal goals and why they seek to accomplish them), importance of confronting their numbers including income, expenses, and debt, how to create and be consistent with budgeting including budgeting methods like the 50/30/20, zero-based and reverse budget, how to be a conscious consumer, how to create and build savings, build an emergency fund, create debt payoff plan, information on student loans that are not openly discussed in schools, build up your credit, invest, negotiate, and seek opportunities that can be considered "side hustles" that help with expenses.

• Format: Hardcover
• Language: English
• ISBN: 1119902320
• ISBN13: 9781119902324
• Release Date: November 2022
• Publisher: Wiley
• Length: 288 Pages
• Weight: 1.10 lbs.
• Dimensions: 1.5" x 6.3" x 8.5"