FROM DEBT TO WEALTH: Rewiring the Habits That Keep You Stuck

By OWEIN PIERCE

Why does it feel like you're always one step behind, no matter how much you earn?

Most personal finance books hand you a budget template and call it a day. This one starts somewhere different: the small, automatic habits that quietly decide what happens to every dollar before you ever consciously choose anything.

In From Debt to Wealth, Owen Marsh walks you through why smart, capable people stay stuck in debt even as their income grows - and the specific, repeatable habits that break the cycle for good.

Inside, you'll learn how to:

Uncover your real "money story" and the unconscious rules it's been runningInterrupt emotional spending using the Habit Swap MethodBuild a safety net that stops emergencies from becoming new debtAutomate your way out of relying on willpowerMove from a scarcity mindset to genuine financial ownershipFollow a 90-day reset plan that takes you from your first honest audit to your first investment

With practical worksheets, real exercises, and a compassionate, no-judgment approach, From Debt to Wealth isn't about extreme budgeting or lucky breaks. It's about understanding the pattern behind your numbers - so the debt resolves as a side effect, not a battle you fight forever.

• Format: Paperback
• Language: English
• ISBN: B0HDL7M9BT
• ISBN13: 9798191373430
• Release Date: August 2026
• Publisher: Independently published
• Length: 48 Pages
• Weight: 0.14 lbs.
• Dimensions: 8.5" x 0.1" x 5.5"