From Debt to Wealth: A Practical Guide to Breaking Free from Debt and Building Lasting Wealth

By OWEN PERCE

You work hard. You earn a decent income. So why does it feel like your money disappears before it even arrives?If you're tired of watching your paycheck vanish into minimum payments, interest charges, and expenses you can't quite explain, you're not alone - and you're not failing. You've simply never been shown a system.
From Debt to Wealth is that system.

This isn't another finance book full of vague advice like "spend less" and "save more." It's a clear, step-by-step roadmap built specifically for middle-income earners who want to stop surviving paycheck to paycheck and start building real, lasting wealth - without giving up the life they enjoy.

Inside, you'll discover how to:

Diagnose exactly why you're stuck - the four hidden traps quietly keeping middle-income earners in debt, and how to break free from each one

Choose the right debt payoff strategy for your personality - avalanche, snowball, or a hybrid approach that actually keeps you motivated

Cut expenses without feeling deprived - using a simple test to know what to keep and what to cut
Increase your income on purpose - practical, realistic ways to earn more and direct it straight toward your goals
Shift from surviving to investing - the mindset change that turns your first dollar of freedom into your first dollar of wealth

Build a portfolio that grows while you sleep - using simple, proven investing principles anyone can understand
Protect everything you build - so one bad month can't undo years of progress
Follow a complete 12-month action plan - so you always know exactly what to do next

Each chapter ends with Key Takeaways and a concrete Action Step, so this isn't a book you simply read - it's a book you use. By the final page, you'll have a personalized roadmap, a clear understanding of how wealth is actually built, and the confidence to execute it.

You don't need a six-figure salary to build wealth. You need a sequence, a system, and the willingness to follow it.
Your turning point starts on page one. Turn it.

• Format: Paperback
• Language: English
• ISBN: B0HC7PGTFT
• ISBN13: 9798189555558
• Release Date: July 2026
• Publisher: Independently Published
• Length: 60 Pages
• Weight: 0.21 lbs.
• Dimensions: 0.1" x 6.0" x 9.0"