Are you a fintech investor, entrepreneur, or visionary? If so, move on. This book is for fintech customers who the fintech unicorns are taking for a ride... It's for fintech professionals repeating the same old, sad mistakes... It's for those trying to get a fintech job but who can't even land a job interview... This book translates into plain English the fintech mess we're all into. When talking to a customer, pseudo-specialist, or vice versa, this book hands a grip on what matters most - your money. Here's what's in it for you: - A flight to Portugal, including SICOI and MULTIBANCO - A flight to Spain, including SNCE and Bizum - A flight to France, including CORE(FR) and Paylib - A flight to Italy, including BI-COMP, BANCOMAT Pay, and MyBank - A flight to Germany, including EMZ, Sofort?berweisung, paydirekt, and giropay. By the end of this journey, we arrive at a comprehensive view over SEPA, ISO 20022, and the legal frameworks on payments. More importantly, we wrap up with a chapter on how paying customers can get some payments back - on issues like payments fraud, COVID refunds, and accidental purchases by children. Enjoy your flights!
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