This is a book for people that are unaware of the tool and resources to help them become financially stable and plan for the future. By being financially smart, individuals are able to make informed decisions about their money, which can lead to long-term financial success. Financial intelligence includes understanding how to budget, save, and invest money wisely, as well as managing debts and living within one's means. It also involves being aware of different financial products and services, and knowing how to make informed choices that align with personal financial goals.