EmpowerED(TM) By Money Talks Edu(TM): A Financial Literacy Curriculum for Grades 6-12 [Large Print]

By Crystal Evans

EmpowerED(TM) by Money Talks Edu(TM) is a nationally aligned financial literacy curriculum designed to help students in grades 6-12 understand and master the relationship between mathematics, money management, mindset, and decision-making. Built on the proprietary **R.I.C.H.(TM) Instructional Model-Relevant, Informative, Comprehensive, and Helpful-**the program connects financial literacy to mathematics, economics, consumer education, and career readiness through culturally responsive instruction and real-world application.

Curriculum Framework

Grounded in both academic rigor and cultural relevance, EmpowerED(TM) aligns with leading national frameworks, including:

Jump$tart Coalition for Personal Financial LiteracyCouncil for Economic Education (CEE)IXL Math BenchmarksCommon Core State Standards (CCSS)

This alignment ensures lessons meet national benchmarks while supporting cross-curricular integration, instructional flexibility, and measurable student outcomes across math, ELA, social studies, and career-connected learning.

Learning Model

EmpowerED(TM) promotes active learning over memorization. Each lesson is intentionally structured to guide students from concept to application:

Concept Introduction - Real-world examples that connect mathematical reasoning to everyday financial decisionsInteractive Simulator ��️ - Live, hands-on financial scenarios where students practice budgeting, credit use, saving, and decision-makingDiscussion & Reflection �� - Guided prompts that build critical thinking, self-awareness, and financial confidenceLesson Assessment �� - Short formative evaluations and reflections to demonstrate understanding and mastery

Students access lessons and simulators through QR-coded digital resources, including worksheets, videos, and interactive tools-blending technology with experiential learning in both classroom and OST environments.

Purpose and Impact

EmpowerED(TM) was created in response to a national need: too many young people graduate without the financial knowledge, habits, or confidence required to navigate credit, budgeting, saving, investing, and long-term planning. The curriculum equips students to break cycles of debt, strengthen numeracy and reasoning skills, and build pathways toward financial independence and economic mobility through applied math, personal finance and career awareness.

• Format: Paperback
• Large Print: Yes
• Language: English
• ISBN: B0DV1ZYLKT
• ISBN13: 9798348233556
• Release Date: January 2026
• Publisher: Dba: Money Talks Edu
• Length: 214 Pages
• Weight: 1.12 lbs.
• Dimensions: 0.5" x 8.5" x 11.0"