Credit risk modeling for commercial banks

By Mahmoud Saleh

An introduction to the research!

Risk and danger have always existed in the essence of all the business

and commercial affairs. It contains a wide range of customers services,

fame, technology, security, human resources, market prices of goods and

services, financing, legal affairs, personnel infractions, and definitely the

institutes' strategies.

In the case of banks and financial institutes, credit risk is the most

an important factor that has to be managed. Although credit risk can be

the result of different causes, these kinds of risks mainly arise from

economical crisis, the companies' bankruptcy, lack of rules and

regulations in the companies' accountancy and auditing process, the

increase of off-balance sheet obligations, the devaluation of collaterals,

and etc. A brief review of the essence of these causes shows that most of

they are those which are out of the control of the management of the banks

and financial institutes.

• Format: Paperback
• Language: English
• ISBN: 9965699585
• ISBN13: 9789965699580
• Release Date: September 2022
• Publisher: Savitribai Phule Pune University
• Length: 266 Pages
• Weight: 0.79 lbs.
• Dimensions: 0.6" x 6.0" x 9.0"