In the cold streets of Minneapolis, survival isn't a choice-it's a lifestyle.
Nia Carter is just trying to keep her head above water.
Bills stacking.
Her mom struggling.
Opportunities running thin.
So when a quiet voice offers her a way out-fast money, no questions-she tells herself it's just temporary.
Just one run.
But in a city where nothing comes easy, one decision turns into a chain she can't break.
Pulled into a world of quiet deals, constant pressure, and unseen danger, Nia quickly learns the truth:
Nothing in the streets is free.
Not the money.
Not the protection.
Not even the people.
As control tightens around her, and a girl named Kayla disappears without a trace, Nia realizes she's not just caught up-
She's trapped.
And getting out might cost more than she's willing to pay.
With tension rising, trust fading, and danger closing in, Nia must make a choice:
Stay and become part of a system that doesn't care if she lives or disappears...
Or risk everything to escape a life that was never meant to let her go.
Cold City Dreams is a gritty, realistic urban novel about survival, pressure, and the cost of chasing fast money in a city that never slows down.
No glamor.
No shortcuts.
Just real consequences.