Chapter 13 Bankruptcy: Keep Your Property & Repay Debts Over Time

By Cara O'Neill Attorney

Stop creditors. Get more time to pay.

Chapter 13 bankruptcy offers unique debt solutions not available in Chapter 7 bankruptcy. Yes, you'll pay into a repayment plan. But your money will go toward the debts that matter most--like your mortgage, car loan, support obligations, and taxes. Remaining debts, such as credit card balances, medical bills, and utility bills, usually get only a fraction of what you owe.

Some of Chapter 13 bankruptcy's other features include allowing filers to:

keep all property
avoid foreclosure and vehicle repossession
pay the fair market value for a car, and
stop lawsuits, wage garnishments, and bank levies.

This revised edition covers all the latest changes in bankruptcy and is eco-friendly--we've moved many tables and forms online

• Format: Paperback
• Language: English
• ISBN: 1413333486
• ISBN13: 9781413333480
• Release Date: June 2026
• Publisher: NOLO
• Length: 304 Pages