This is a handy book for getting a grip on your finances. This book consists of two parts: The first part is a step-by-step plan for making a budget. (A budget is an overview of your income and your fixed costs). The second part is a cash book with enough room to track your spending for at least a year. 1. Making a budget: The step-by-step plan has a description of all the income and fixed costs. This way you know exactly how much money you have to spend every week on food, clothing, going out, etc. The cash book contains handy tables in which you can fill in the information. To help you get started, lists of possible items (income/expenditures) are also included. 2. Tracking your spending: In the cash book there are weekly overviews where you can fill in the following: When you bought something, what you bought, where you bought it and how much it cost. In this way you know what you have spent each week. And by tracking your expenses and comparing them with the amount that you, according to your budget, have free to spend each week, you know exactly where you stand financially. There is also extra space to make notes.
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