Broke by Friday: Why Your Paycheck Disappears Before the Month Ends

By Roy Kibeh

Why Your Paycheck Disappears Before the Month Ends

What if the problem isn't that you don't earn enough-but that your money doesn't have a system?

Payday arrives. Bills get paid. A few purchases here and there seem harmless. Then, somehow, the account is nearly empty again before the week is over.

Broke by Friday is a practical, step-by-step guide to breaking that cycle and building a financial system that works beyond your next paycheck.

Instead of relying on extreme frugality or unrealistic promises, this book takes you through the fundamentals of lasting financial progress:

Understand where your money actually goes and identify the leaks draining your paycheck.Build a realistic budget you can actually maintain.Create an emergency fund that protects you from unexpected expenses.Develop a practical strategy for getting out of debt.Turn saving into an automatic habit instead of an afterthought.Learn the fundamentals of investing and long-term retirement planning.Find side hustles that fit your skills, time, and circumstances.

The goal isn't to become obsessed with every dollar. It's to create a durable system that gives every dollar a purpose.

With practical action steps, worksheets, trackers, budgeting examples, and a clear progression from financial instability toward financial freedom, Broke by Friday is designed to help you move from wondering where your money went to knowing exactly where it is going-and why.

Your next payday doesn't have to start another countdown to broke.

It can be the beginning of a better system.

• Format: Paperback
• Language: English
• ISBN: B0HGDKFKXC
• ISBN13: 9798194559107
• Release Date: August 2026
• Publisher: Independently Published
• Length: 142 Pages
• Weight: 0.40 lbs.
• Dimensions: 0.4" x 6.0" x 9.0"