In 1805, six-year-old Olivia's parents are killed in a tragic carriage accident in route to London. Now, the ward of the Earl and the Countess of Birkshire, a strong sibling bond develops between Olivia and the family's only child, Jack. Raised in the seclusion of the English countryside, she is denied important experiences required to maneuver through the complexities of propriety and the strict rules set by The Ton. Olivia's high-spirited independence, innocence, and sometimes inappropriate behavior is put to the test on several occasions, after her introduction into London's elite society. Adding to her plight, her dowry reveals she has been left the sole heir to her late father's and maternal grandfather's unincumbered properties and holdings. The Earl hopes to hide from potential suitors that she is a wealthy heiress. However, when a cunning gossip columnist exposes the secret, she is ill-prepared to recognize or grasp the difference between gentlemen, rakes, and rogues. Jack is determined to protect her from the unscrupulous fortune hunters. When his interference aggravates the free-spirited and independent Olivia, their sibling relationship is threatened. Confusing emotions begin to ignite between Jack and Olivia during the conflicts and both must untangle their own feelings before a desperate and determined fortune hunter can achieve his plan to compromise her into an unwanted marriage.
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