As a racehorse, Moondancer had been a champion; but as a stallion he was a total failure. So when he is found dead in his box at the Drumgarrick Stud one morning, his owners are more relieved than sorry and promptly make a massive five million pound insurance claim. But then Drumgarrick's owner disappears and his son Fergus is left facing financial ruin... and a corpse. A brilliant amateur jockey, Fergus has a vested interest in seeing the claim is met in full. But Jack Hendred, the insurance investigator, is sure that it is fraudulent
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