The monograph is devoted to the study of theoretical and practical foundations of commercial bank credit policy management. The main approaches to the formation of effective credit policy, risk analysis and the structure of loan portfolios are considered in detail. The monograph combines empirical experience of research of factors influencing managerial decision-making in bank lending. The research is based on official statistical data of the Central Bank of the Russian Federation, and the findings can be used in the practical activities of credit organizations of any form of ownership. The monograph is of scientific interest for employees of financial and credit organizations, scientific and pedagogical workers, students and postgraduates engaged in the problems of improving the efficiency of banking activities.
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