Making complex principles accessible without compromising the rigor needed to manage risk capably, this textbook presents 10 simple steps and a strategic framework to organize and develop a relevant and practical risk management plan. The text covers strategic, operational, and tactical needs; decision-making processes; and the prediction and probability of outcomes. It is supported by a website (www.risknavigatorsrm.com) that provides pedagogical tools for instructors and keeps the text up to date. The book also includes traditional risk management, providing complete coverage of risk management.