Everything Personal Finance in Your 20s and 30s

by Debby Fowles

Book Overview

The latest in the Everything series shows readers how they can erase their debt, personalize their budget, and plan now to secure their future. This description may be from another edition of this product.

• Format: Paperback
• Language: English
• ISBN: 1580629709
• ISBN13: 9781580629706
• Release Date: November 2003
• Publisher: Everything
• Length: 304 Pages
• Weight: 1.40 lbs.
• Dimensions: 0.9" x 8.1" x 9.3"

Customer Reviews

A Good CHRISTMAS / GRADUATION GIFT for Young Folk

This is a 2nd Edition updated in 2008. STRONGLY recommend this book to every young man and woman graduating from High School or College. A very practical, down-to-earth guide to all sorts of financial issues (including budgeting, credit cards, renting an apartment, buying a home, insurance, retirement planning/401K/IRA/Roth versions, investing, and debt reduction). Have given a half dozen copies of the first edition to first cousins once removed, and will now be giving the second edition to the next crop of friend's kids. This 2nd Edition has updated a lot of material, but has added important new material such as ROTH 401 plans, etc. Good job by the author. Last Christmas-time, a year after giving a first cousin once removed (also a college student) a first edition copy of the book, I asked if they used the book. The answer was yes, it was passed back and forth to their friends, and they (the cousin and her hubby) came back from the bank after applying for a home loan and reread the chapter to understand the terms of the loan expoused by the loan officer. This book and Dave Ramsey's book, Financial Peace University, will assure that any young person will be well versed in how to handle money. Five star rating. Highly recommend as a Christmas or graduation gift.... JAS

great book

Bought this for a graduation gift in which the receiver was upset that she didn't receive cash. In the long run, the book set out to do what it was meant to do, enlighten people about finances.

GREAT FINANCE/MONEY BOOK for GRADUATES

AFTER all the high tech, modernistic, ideolistic education kids receive in school, there is not much DOWN-to-EARTH education given to managing the financial basics... Assets & Debt, Credit Cards, Loans, Insurance, IRAs & 401Ks, Mortgages, Pensions, et al. This book, although a bit dated (Note to Debby Fowles: We need an updated version), gives some of the best life style guidelines for financial issues. I HIGHLY RECOMMEND it for High School and College graduates because it gives the basics about choices and risks concerning everyday financial issues. The book lacks some of the latest issues, like Roth 401Ks, but that should not stop a person from buying this book. Worth every cent 'cause it makes good sense! Good book... JAS PS: After you give your graduate(s) this book, the next book you should consider giving would be THE COMPLETE IDIOT's GUIDE to WILLS & ESTATES (Fourth Edition), especially following a wedding. Think Christmas.

Great for 20-somethings Just Starting Out

I bought this book for a younger sibling who has just set out on her own. I read through it at the bookstore and thought it'd be great for someone just starting out in the world - it covers a lot of the basics in an easy-to-read manner. Not great for someone who wants to learn some new personal finance tricks, as this covers most that some of us have heard over and over and over. But a great, and affordable book, for new high school/college grads trying to find their footing financially.

Best $11 Bucks I've Ever Spent!

Finally! A book on personal finance for the average person. This book is filled with easy-to-understand advice about managing your money. You can read it from cover to cover or just browse through it and pick the topics you're interested in right now. The budgeting and credit card debt chapters are great. Even though it's geared towards those of us in our 20s and 30s, most of it is good advice for anyone trying to get ahead financially. Best $11 bucks I've ever spent.