Court Case That Exposed: How Banks Create Money from Nothing: The Legal Battle That Revealed the Secret Architecture of Modern Finance

By: Valamontes, Antonios

What if a small courtroom in Minnesota uncovered the greatest secret in modern finance?

In 1968, a quiet foreclosure trial-First National Bank of Montgomery v. Daly, now known as The Credit River Decision-revealed a truth so disruptive that it was nearly erased from public memory: banks do not lend money they possess-they create it from nothing.

In this meticulously researched and gripping narrative, we reconstructs the trial that dared to question the legal and ethical foundation of money creation. Drawing from historical records, courtroom transcripts, and economic analysis, the book reveals how modern banking evolved from ancient usury laws, fractional reserve systems, and central bank policies that transformed debt into wealth-and trust into control.

From Mesopotamian clay tablets to the halls of the Federal Reserve, Valamontes traces the moral and legal roots of money, exploring how a financial architecture built on belief and bookkeeping continues to shape global power.
The story moves beyond conspiracy and ideology to present a compelling legal-economic inquiry: Who truly owns the money that banks "lend"?

Blending accessible storytelling with academic rigor, Court Case That Exposed How Banks Create Money from Nothing connects law, ethics, and economics in a single narrative that challenges what we think we know about value, debt, and justice.

• Format: Paperback
• Language: English
• ISBN: B0FXKX3NNM
• ISBN13: 9798271222504
• Release Date: October 2025
• Publisher: Independently Published
• Length: 414 Pages
• Weight: 1.21 lbs.
• Dimensions: 0.8" x 6.0" x 9.0"