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Release Date: January, 1999
Publisher: Viking USA
List price: $26.94
Save: $23.35 (87% off)
||1.2 x 6.1 x 9.0 in.
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Posted by John Martin on 12/4/2003
I've read Dave Ramsey's other books and I think this book is worth reeading even if you've already read the others. This one I felt focused a little more on the foundations of character, values, patience, and discipline. It contains the best description of 'diligence' I've ever seen.
Highly recommended for those interested in taking a hard look at not just their debt to income ratio, but also a hard look at themselves and their values.
Where debt is dumb, cash is king....
Posted by Lynn Bulmahn on 1/18/2008
Dave Ramsey is the financial guru on the radio, and most recently, Fox Business Network on cable TV, who touts an old-fashioned, commonsense philosophy regarding money and finances. He starts off his radio show each day by saying it's where "debt is dumb, cash is king and the paid-off mortgage replaces the BMW in the driveway as the status symbol of choice."
Ramsey's book, like his shows, offers Americans a glimpse into an alternate universe. Instead of being saddled with thousands of dollars of credit card debt, new car payments, house payments and the like -- and staying awake all night wondering how to pay the bills -- it's possible to be DEBT FREE!
Indeed, as the other Good Book (the Bible, not Ramsey's)says, "The borrower is slave to the lender."
Ramsey is not offering some unproven pie in the sky platitudes.He's really been there. As a young man, he was riding high in the real estate business until he wiped out. Everything came crashing down and he lost it all. He's since made it all back the old-fashioned way -- by working hard and paying cash. He shows you how you can do this, too.
In this era of mortgage meltdowns and foreclosure fever, Ramsey has the cure. Cut up the credit cards, work hard to pay them off and eliminiate frivolities (restaurant meals, etc.) until you're debt free. You "live like no one else so in the future you can live like no one else." He gives you the steps to follow to get creditors off your back, get out of the red and into a better financial life. Many of his followers are debt free except for their (15 year fixed) mortgage; others are completely debt free including the mortgage.All are well on the way to having a wealthy life.
In this book, Ramsey shows you how to climb out of the money pit you've dug for yourself so you can have "more than enough" of everything. Highly recommended advice!
Posted by Scott Burns on 5/14/2003
This book is life changing. For people with financial wisdom it may be yeah, I know that. But for those of us that missed the lessons not taught on financial management in school or by our parents this book is wonderful. It is an outstanding gift for new college graduates and newlyweds. I love it and have already given it as a gift a half dozen times within a month of completing the book. It helps couples talk about their disconnects on managing the household income in a self mocking way. It also helps eliminate some of the stress around money when you truly recognize it's purpose.